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Cosmos-Kish AND STREAM CLUB PRIVACY POLICY Cosmos-Kish and Stream Club takes your privacy seriously. The federal government and technology industry have developed practical tips to help you guard against internet fraud, secure your computer and protect your personal information.

HOW Cosmos-Kish USES YOUR PERSONAL INFORMATION
This policy covers how Cosmos-Kish treats personal information that Cosmos-Kish collects and receives, including information related to your past use of Cosmos-Kish and/or Stream Club products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This privacy policy only applies to Cosmos-Kish and Stream Club. This policy does not apply to the practices of companies that Cosmos-Kish does not own or control, or to people that Cosmos-Kish does not employ or manage. In addition, some companies that Cosmos-Kish has acquired agreements with other companies to better serve you and other members, have their own, preexisting privacy policies which may be viewed on our partnering companies page.

INFORMATION COLLECTION AND USE

Cosmos-Kish collects personal information when you register with Cosmos-Kish and/or Stream Club, when you use Cosmos-Kish products or services, when you visit Cosmos-Kish pages or the pages of certain Cosmos-Kish partners, and when you enter promotions or sweepstakes. Cosmos-Kish may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, credit card information, and information about your assets. When you register with Cosmos-Kish and sign in to our services, you are not anonymous to us.

Cosmos-Kish collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Cosmos-Kish automatically receives and records information from your computer and browser, including your IP address, Cosmos-Kish cookie information, software and hardware attributes, and the page you request.

Cosmos-Kish uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, process payments due using your credit card, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients. 

INFORMATION SHARING AND DISCLOSURE

Cosmos-Kish does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

•We provide the information to trusted partners who work on behalf of or with Cosmos-Kish under confidentiality agreements. These companies may use your personal information to help Cosmos-Kish communicate with you about offers from Cosmos-Kish and our marketing partners. However, these companies do not have any independent right to share this information.

•We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.

•We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Cosmos-Kish's terms of use, or as otherwise required by law. 

•We transfer information about you if Cosmos-Kish is acquired by or merged with another company. In this event, Cosmos-Kish will notify you before information about you is transferred and becomes subject to a different privacy policy. 

•Cosmos-Kish displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area. 

•Cosmos-Kish does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad. 

•Cosmos-Kish advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

•Cosmos-Kish works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links. 

COOKIES

Cosmos-Kish may set and access Cosmos-Kish cookies on your computer.

Cosmos-Kish lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Stream Travel's cookies.

Cosmos-Kish uses web beacons to access Cosmos-Kish cookies inside and outside our network of web sites and in connection with Cosmos-Kish products and services.

CHANGING PERSONAL ACCOUNT INFORMATION

You can edit your Cosmos-Kish Account Information, including your marketing preferences, at any time.

New categories of marketing communications and business partners might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive. 

We reserve the right to send you certain communications relating to the Cosmos-Kish and Stream Club service, such as service announcements, administrative messages and the Cosmos-Kish Newsletter, that are considered part of your Cosmos-Kish account, without offering you the opportunity to opt out of receiving them. 

You can delete your Cosmos-Kish account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted. 

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you. 

CHANGES TO THIS PRIVACY POLICY

Cosmos-Kish may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Cosmos-Kish or Stream Club account or by placing a prominent notice on our site. 

If you have questions or suggestions, please complete a feedback form or you can contact us at:

Cosmos-Kish LLC.
Privacy Policy Issues

 

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